What are some beginner-friendly budgeting apps?

YNAB
YNAB

An award-winning app that helps users allocate every dollar a job, focusing on proactive budgeting and financial goal tracking.[1]


Quicken Simplifi

Best for managing household finances, allowing users to track bills, savings goals, and cash flow easily, with features for multiple users.[2]


Goodbudget

Offers a digital version of the envelope budgeting method, allowing users to categorize their income into envelopes while tracking spending manually.[2][3]


Empower Personal Dashboard

A free app that helps track net worth and spending, providing a holistic view of finances but with basic budgeting features.[2][3]


EveryDollar
EveryDollar

Uses a zero-based budgeting approach, encouraging users to assign every dollar of income to expenses and aims to help users pay off debt.[2][3]


PocketGuard
PocketGuard

Tracks spending by showing how much money users have left after bills and expenses, while also offering various budgeting strategies.[2][3]


Monarch Money
Monarch Money

Allows users to see all their accounts in one place, providing custom budgeting tools and options for collaboration with partners or advisors.[2]


CountAbout
CountAbout

Combines budgeting, bookkeeping, and invoicing for sole proprietors, offering customizable budgets and reports with a longer free trial period.[2]


Fudget

A simple budgeting tool that allows users to input income and expenses without complex features, catering to those who appreciate minimalism.[2]


Honeydue

Designed for couples to view and manage shared finances, allowing account syncing with customizable categories for spending limits.[1][2]


Credit Karma
Credit Karma

Primarily for tracking credit score and expenses, it offers monitoring tools useful for managing overall financial health.[2]


GnuCash

An open-source accounting software that provides users control over their budgeting through manual entry and multiple account management features.[3]


Rocket Money

Helps users track their subscriptions and negotiate bills, with capabilities for expense tracking and budget management.[3]


Budget Bootcamp

Offers courses to help users understand budgeting concepts and implement them effectively, tailored for those new to financial planning.[4]


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