Want a simple identity-theft safeguard? Place a credit freeze. It restricts access to your credit file, making it harder for identity thieves to open new accounts in your name. Take action now: contact Equifax, Experian, and TransUnion through their websites or by phone, and request a freeze with each one. It is free, does not affect your credit score, and stays in place until you remove it. Before applying for credit, temporarily lift the freeze, then put it back afterward.
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