Province/
Total
Year
No. Amount
No. Amount
No. Amount
No. Amount
No. Amount Amount
2001-02
158
20810
34970
2724666
20756
2578428
1429
313751
630
227249
5864904
2002-03
110
5176
25844
1354479
20387
2746906
2259
481289
689
143947
4731797
2003-04
221
17627
22426
1223568
17127
2478775
1869
433121
420
94715
4247806
2004-05
234
58378
23178
1376636
18781
3073086
2093
573581
478
124453
5206134
2005-06
218
53711
20402
1366819
17355
3597803
2081
817382
450
166816
6002531
2006-07
160
53691
16985
1442246
14864
4343499
1743
1006948
388
219211
7065595
2007-08
224
86633
22834
2101690
21613
5240180
2219
856368
476
176636
8461507
2008-09
620
171460
12431
1025486
36433
7206689
1864
734413
344
128042
9266090
2009-10
1342
343202
28524
3364138
22568
5452181
1674
669170
289
112646
9941337
2010-11
617
198.33
23715
3111.123
14547
4195.645
1231
501.436
207
86.979
8093.513
KPK
1995-96
6110
154189
7191
288256
707
51023
51
3622
31
2399
499489
1996-97
3100
87383
8416
370443
616
55471
65
5216
44
4260
522773
1997-98
6869
199932
16663
762264
1381
121659
131
10968
3
449
1095272
1998-99
6176
155279
19990
1070633
1341
160876
115
14855
34
2637
1404280
1999-00
4526
113238
17049
934752
1020
119915
101
11687
46
3523
1183115
2000-01
7532
186327
18591
1018199
1023
108057
89
8961
33
3086
1324630
2001-02
6486
155068
19114
1078499
1059
108746
75
10003
14
15061
1367377
2002-03
2014
48862
22289
1305780
1134
130470
118
14391
58
4847
1504350
2003-04
3506
94640
24663
1510208
1132
150076
74
10922
32
3303
1769149
2004-05
4589
125453
28307
2389683
1235
215458
77
14889
35
5804
2751287
2005-06
1922
55396
24070
2707875
1102
234273
66
13827
19
2823
3014194
2006-07
911
36435
21252
3419766
1068
309564
17
17959
29
6237
3789961
2007-08
1427
36566
36291
4111043
1984
429666
107
19505
55
7147
4603927
2008-09
648
22090
24972
3126310
8030
1340255
124
21619
44
9056
4519330
2009-10
100
10320
21385
3503421
2674
311037
105
22805
44
9383
3856966
2010-11
63
11.238
20498
3350.557
1288
340.964
84
18.385
33
8.973
3730.117
Balochistan
1995-96
529
45188
297
23807
782
87038
113
19166
29
2959
178158
1996-97
400
54909
343
51467
796
139206
110
22284
62
14699
282565
1997-98
684
85557
708
113372
1609
261989
336
59380
74
10018
530316
1998-99
647
84832
1674
319951
4051
707569
548
111576
535
100774
1324702
1999-00
171
26885
605
95124
2041
314348
264
50274
99
20315
506946
2000-01
796
42223
1252
209603
2843
385017
331
57258
118
21615
715716
2001-02
288
9196
2116
236478
1981
215804
167
26242
31
5116
492836
2002-03
169
2221
488
38783
2295
295664
218
37236
58
7520
381424
2003-04
199
7460
487
33193
1863
263398
219
43854
54
8307
356212
2004-05
176
5026
335
31493
960
119508
77
13875
32
4572
174474
2005-06
195
4734
299
27827
825
103954
62
11963
21
3620
152098
2006-07
84
2001
110
9349
354
47808
13
2897
6
1606
63661
2007-08
12
872
274
39930
598
93965
39
7648
24
4376
146791
2008-09
32
1572
122
14217
860
110864
37
7059
27
7568
141280
2009-10
35
3897
428
77749
705
121926
36
10063
21
5584
219219
2010-11
6
0.916
196
39.96
158
31.355
16
3.075
12
3.102.
78.408
Tenant
Upto 5.06
Over 5.06 to
LOANS ADVANCED BY ZARAI TARQIATI BANK LIMITED (BY SIZE OF HOLDING)
hectares
Loans
hectares
20.23 hects.
40.47 hects.
Land Less
Owner-size of holding
Source:- Zarai Tarqiati Bank Limited (ZTBL), Islamabad
Over 20.23to
Over 40.47
159
(Rs. in "000")
(Rs. in million)
Amount due
Amount
%age of
Overdues
Province
for recovery
recovered
recovery
(overall)
Punjab
595375.277
576126.622
96.8
19248.655
Sindh
115180.235
109564.731
95.1
5615.504
KPK
44706.470
43298.050
96.8
1408.420
Balochistan
7076.648
6959.453
98.3
117.195
Total
762338.630
735948.856
98.2
26389.774
Source:- Zarai Tarqiati Bank Limited (ZTBL), Islamabad.
160
Table 97
ZARAI TARQIATI BANK LIMITED
CUMULATIVE RECOVERY SINCE INCEPTION UPTO 30.6.2011
(Rs. in millions)
Province / Year Farm Non-Farm Total 2007-08 130,221.03 46,154.19 176,375.22 2008-09 140,837.18 55,260.24 196,097.42 2009-10 143,811.09
69,695.69
213,506.78 2010-11 147,826.89 76,628.17 224,455.06 2007-08 20,273.83 4,383.47 24,657.30 2008-09 20,966.79 6,653.35 27,620.14 2009-10 21,404.07
5,330.30
26,734.37
2010-11 24,539.12 5,963.77 30,502.89 2007-08 8,219.89 901.18 9,121.07 2008-09 7,079.87 829.85 7,909.72 2009-10 5,581.36
937.62 6,518.98
2010-11 5,787.85 1,242.52 7,030.37 2007-08 563.48 99.46 662.94 2008-09 476.74 74.93 551.67 2009-10 521.62 55.73 577.35 2010-11 217.19 29.79 246.98 2007-08 200.23 292.31 492.54 2008-09 242.82 309.33 552.15 2009-10 160.37 321.76 482.13 2010-11 124.11 421.64 545.75 2007-08 196.98 54.62 251.60 2008-09 223.88 55.34 279.22 2009-10 266.14 34.73 300.87 2010-11 195.12 46.24 241.36 2007-08 159,675.44 51,885.23 211,560.67 2008-09 169,827.28 63,183.04 233,010.32 2009-10 171,744.65
76,375.83
248,120.48 2010-11 178,690.28 84,332.13 263,022.41 KPK Baluchistan AJK Northern Areas/ Gilgit Baltistan 161 Source:- State Bank of Pakistan, Karachi Table - 98 AGRICULTURAL CREDIT ADVANCED BY ALL BANKS (FARM & NON-FARM) Punjab Sindh Pakistan
162 Upto 5 Acers Above 5-12.5 Acers Above 12.5- 25 Acers Above 25-50 Acers Above 50- 100 Acers Above100 Acers Total Number of Borrowers 183,114 134,134 73,376 15,454 10,523 2,002 418,603 Amount Disbursed 23,000.59 24,664.40 14,460.12 8,943.39 10,750.06 4,953.22 86,771.78 Number of Borrowers 166,624 184,703 59,805 17,983 7,131 2,807 439,053 Amount Disbursed 13,402.65 24,536.18 13,757.60 5,073.37 1,608.47 669.42 59,047.69 Number of Borrowers 30,145 118,866 0 0 0 0 149,011 Amount Disbursed 1,620.08 4,202.33 0.00 0.00 0.00 0.00 5,822.41 Number of Borrowers 4,100 5,943 2,563 2,868 1,359 1,694 18,527 Amount Disbursed 2,508.95 6,719.81 3,049.30 5,653.90 3,464.30 5,652.15 27,048.41 Number of Borrowers 383,983 443,646 135,744 36,305 19,013 6,503 1,025,194 Amount Disbursed 40,532.27 60,122.72 31,267.02 19,670.66 15,822.83 11,274.79 178,690.29 Source = State Bank of Pakistan All Pakistan Size of Farm Table 99 Cumulative Position of Land Holding wise Farm Loan Disbursements 2010-11 (Rs. in million) Five Conmercial Banks * ZTBL P.P.C.B.L DPBs ** Domestic Private Banks
- ABL, UBL, NBP, MCB, HBL
Province / Year Plough Cattle. Tube wells & other wells. Tractors (incl. Implements) Orchards Farm Transportation Godown/ Cold storage Land Improvement Farm machinery High quality seed proc. unit Leasing Companies Others. Total 2007-08 86.95 511.05 6087.78 128.50 29.33 477.64 48.87 232.03 685.89 0.00 262.07 8550.11 2008-09 14.87 538.75 8121.86 159.77 5.90 710.64 56.88 212.96 571.98 6.18 291.04 10690.83 2009-10 28.12 467.22 10283.20 182.08 0.41 706.45 62.53 214.69 899.05 1.15 88.75 12933.65 2010-11 3.21 443.85 2584.80 131.61 1.49 951.42 28.06 209.00 614.36 0.00 97.27 5065.07 2007-08 0.00 88.43 367.90 9.22 0.26 0.00 14.00 18.71 0.00 0.00 44.12 542.64 2008-09 0.00 41.27 367.63 0.10 0.11 0.00 31.65 6.02 0.00 0.00 99.72 546.50 2009-10 0.00 52.73 679.47 0.28 0.00 0.10 33.55 3.88 0.00 0.00 146.46 916.47 2010-11 0.00 66.78 76.85 21.10 0.00 448.43 54.90 10.04 0.00 0.00 134.78 812.88 2007-08 0.00 76.37 188.72 3.60 1.04 34.04 29.81 83.73 0.00 0.00 319.11 736.42 2008-09 0.93 65.78 180.30 1.35 0.75 15.66 39.05 21.80 0.00 3.00 41.19 369.81 2009-10 0.23 57.25 310.91 0.05 1.88 11.68 13.35 38.62 0.00 0.20 0.16 434.33 2010-11 0.00 54.98 28.94 15.95 0.49 15.76 34.41 32.42 0.00 0.00 2.56 185.51 2007-08 0.00 40.63 47.30 0.00 0.00 0.00 5.19 0.06 0.00 0.00 1.54 94.71 2008-09 0.00 37.16 42.32 0.00 0.00 0.00 5.21 0.12 0.00 0.00 0.87 85.68 2009-10 0.00 42.83 83.65 0.00 0.00 0.00 6.55 0.00 0.00 0.00 1.95 134.98 2010-11 0.00 30.70 7.27 0.27 0.00 0.00 6.67 0.80 0.00 0.00 0.08 45.79 2007-08 0.00 0.00 30.63 0.00 0.00 0.00 24.84 0.00 0.00 0.00 0.00 55.47 2008-09 0.00 0.00 37.52 0.00 1.46 0.00 32.42 0.68 0.00 0.00 0.40 72.48 2009-10 0.00 0.00 40.70 0.00 2.89 0.00 93.90 0.79 0.00 0.00 0.12 138.40 2010-11 0.00 0.00 2.07 0.00 0.00 0.00 111.81 0.02 0.00 0.00 0.00 113.90 2007-08 0.00 0.00 12.35 1.77 0.00 0.00 31.62 1.19 0.00 0.00 4.69 51.60 2008-09 0.00 0.00 11.57 1.31 0.00 0.35 4.10 2.03 0.00 0.00 9.49 28.85 2009-10 0.00 0.00 43.59 0.00 0.00 0.00 0.00 9.83 0.00 0.00 6.99 60.41 2010-11 0.00 0.00 0.00 0.08 0.00 0.00 0.00 0.10 0.00 0.00 0.86 1.04 2007-08 86.95
716.47
6,734.68
143.09
30.63
511.68
154.33
335.71
685.89
631.52
10,030.95
2008-09 15.80
682.96
8,761.20
162.53
8.22
726.65
169.31
243.61
571.98
9.18
442.71
11,794.15
2009-10 28.34
620.04
11,441.51
182.42
5.17
718.23
209.87
267.81
899.05
1.35
244.43
14,618.22
2010-11 3.21
596.31
2,699.93
169.01
1.98
1,415.61
235.85
252.38
614.36
235.55
6,224.19
Source:- State Bank of Pakistan, Karachi N. Areas/ Gilgit Baltistan ALL PAKISTAN Sindh KPK Baluchistan AJK ( Rs. in million) ADVANCED BY ALL BANKS. Punjab 163 Table - 100 AGRICULTURAL CREDIT - DEVELOPMENT LOANS